Privacy Policy

Last Updated: January 6, 2026

1. Introduction

Welcome to Perfin. We respect your privacy and are committed to protecting your personal data. This privacy policy will inform you about how we look after your personal data when you use our mobile application and tell you about your privacy rights.

2. Information We Collect

2.1 Information You Provide

We collect the following information that you provide directly to us:

  • Account information (name, email address, password)
  • Financial data (expenses, income, budgets, transactions)
  • Profile information (currency preferences, categories)
  • Communication data (support requests, feedback)

2.2 Automatically Collected Information

When you use Perfin, we may automatically collect:

  • Device information (device type, operating system, unique device identifiers)
  • Usage data (app features used, time spent in app)
  • Log data (IP address, access times, app crashes)

3. How We Use Your Information

We use your information for the following purposes:

  • To provide and maintain the Perfin service
  • To enable core app functionality (expense tracking, budgeting, reports)
  • To authenticate your account and ensure security
  • To send you important updates and notifications
  • To improve our app and develop new features
  • To provide customer support
  • To comply with legal obligations

4. Data Storage and Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. Your financial data is encrypted both in transit and at rest.

However, please note that no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

5. Data Sharing and Disclosure

We do not sell your personal data. We may share your information only in the following circumstances:

  • With your consent: When you explicitly authorize us to share information
  • Service providers: With trusted third parties who assist us in operating our app (cloud hosting, analytics) under strict confidentiality agreements
  • Legal requirements: When required by law or to protect our rights
  • Business transfers: In connection with a merger, acquisition, or sale of assets

6. Your Privacy Rights

You have the following rights regarding your personal data:

  • Access: Request a copy of your personal data
  • Correction: Update or correct inaccurate information
  • Deletion: Request deletion of your account and data
  • Data portability: Request transfer of your data to another service
  • Opt-out: Unsubscribe from marketing communications

To exercise these rights, please contact us at privacy@perfin.app.

7. Third-Party Services

Perfin may integrate with third-party services for authentication (Google Sign-In, Apple Sign-In) and analytics. These services have their own privacy policies governing their use of your information.

8. Children's Privacy

Perfin is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will take steps to delete it.

9. Changes to This Privacy Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last Updated" date. We encourage you to review this policy periodically.

10. Contact Us

If you have any questions about this privacy policy or our privacy practices, please contact us:

Terms of Service

Last Updated: January 6, 2026

1. Acceptance of Terms

By accessing and using Perfin, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our app.

2. Use of Service

Perfin is provided for personal, non-commercial use. You agree to use the app only for lawful purposes and in accordance with these terms.

3. Account Responsibilities

  • You are responsible for maintaining the confidentiality of your account credentials
  • You are responsible for all activities that occur under your account
  • You must notify us immediately of any unauthorized use of your account
  • You must provide accurate and complete information when creating your account

4. Intellectual Property

All content, features, and functionality of Perfin are owned by us and are protected by copyright, trademark, and other intellectual property laws.

5. Disclaimer of Warranties

Perfin is provided "as is" without warranties of any kind, either express or implied. We do not guarantee that the app will be error-free or uninterrupted.

6. Limitation of Liability

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the app.

7. Termination

We reserve the right to terminate or suspend your account at any time, with or without notice, for conduct that we believe violates these terms or is harmful to other users.

8. Changes to Terms

We may modify these terms at any time. Continued use of Perfin after changes constitutes acceptance of the modified terms.

9. Contact

For questions about these Terms of Service, contact us at legal@perfin.app.